“Applying Bank On Yourself® to a whole life policy provides a safe, predictable and flexible financial strategy for any entrepreneur. You gain more financial autonomy, recoup more of your own money, and pay out less tax.”
Dr. Dana Bailey
“We now have much more money available to us for education and retirement that we won’t need to pay taxes and fees on, since it’s already our money! …we have become our own bankers and set our own terms.”
Sabrina & Marcel Van Der Stelt
“If you’re looking for an effective way to save, earn on your savings and create wealth then you owe it to you and your loved ones to chat with MacDev Financial and let them show you what they can do for you.”
Ron & Ria Qureshi
“I have been a client of MacDev Financial for 7 years and have been very happy with their expertise and commitment to helping me and my family reach our financial goals. The Bank On Yourself and whole life insurance policies have given me peace of mind knowing that the cash values will always grow and be available to me at anytime and the death benefit will leave a legacy for the next generation. We have been able to “borrow” from ourselves to purchase cars, take family vacations and pay for our children’s education rather than from a bank. I highly recommend the MacDev team to help you as well!”
Ron Pashkewych & Jody Cox
“MacDev Financial has opened our minds to a new way of doing insurance and banking as well as investing for our future and the future of our family. We are excited to be able to fund our own financial needs through self banking . We would highly recommend Stephen and the MacDev Financial team to anyone who wants to be intentional about taking their financial life seriously.”
Deborah & Brian Marling
“Since becoming a member of the Bank on Yourself® family, not only am I more confident that my finances are being well managed, but that I have a voice in the matter. I look forward to where Bank On Yourself® will take me throughout these upcoming years.”
Dr. Elizabeth Carter, B.Kin., D.C.
“Stephen and Colleen of MacDev Financial are a pleasure to work with. They are highly knowledgeable, responsive, and very detailed. Stephen will ensure a tailored solution to your situation and to your satisfaction, and Colleen will ensure that everything is organized starting from Day 1 of your policy. MacDev Financial is the answer for all your life insurance needs! Their customer service is amazing and per my experience, unbeatable. They are even the ones who initiate checking in on their customers, and MacDev financial is the only financial company I deal with wherein I have never even once needed to follow-up action items on, as Stephen and Colleen are on top of everything. Highly, highly recommend.”
“These cashflow life insurance policies have dramatically increased my financial confidence. I know there is money available if needed. I know if I die my family is taken care of. It’s a huge win for me. I am grateful for Stephen’s help in setting this up and coaching us on how to use it effectively.”
Dr. Bradley Bishop
“We have eight [whole life policies] in total which have been a great source of borrowing. I have borrowed from my policies over the years for various reasons and in 2016 we were able to borrow $25,000 for a down payment on a Tesla Model S! There is almost immediate cash value but over the years the cash value keeps growing at an accelerated rate. And it is so much better to borrow from yourself than the banks! Even when you take a loan it keeps growing.”
“My husband and I found out about Stephen and MacDev financial in the fall of 2019. We were worried about our investments, savings and planning for retirement. Stephen helped guide us to learning more about how to optimize our investments and debts. He and his team are compassionate, genuine and we feel have our best interests at heart. Transitioning our investments into something safer which has performed well since we switched over to investments recommended by Stephen. In addition to our investment profile he also was able to give us information on a more profitable way to manage our mortgage. Important to note here that Stephen makes sure we are clear about what investments we have and how they perform, looking out for our best interests by regular scheduling of 6 month follow-ups which run smoothly virtually. In addition to that, at any time we have had questions I have done well getting answers via email in a day or two at most. My husband and I are so glad to have been introduced to Stephen and his team and feel much more at ease in our investments, our mortgage and our future as we draw near to retirement. It is a pleasure working with Stephen and his team. My only regret would be that we hadn’t discovered Stephen and MacDev Financial earlier! I truly feel Stephen operates his business from a heartfelt mission of helping everyone he can to gain financial freedom and/or at least minimizing stress around finances as we struggle through our sometimes uncertain world.”
Karen & Bert I.
“A few years ago I happened to be walking in lower Gibsons and noticed MacDev Financial’s office. I had some funds I needed to organize, so I popped in to see what type of services they offer.
Stephen helped me to organize my funds after moving across the country and helped me to determine what investments were right for me. Stephen taught me so much about how I can bank on myself in the future.
Financial investments have often made me anxious, which caused a significant avoidance. After meeting with Stephen I felt excited about investing money and truly developed an understanding of how to best make my money work for me.
One thing that stood out for me with Stephen’s approach was that he has always been very encouraging. He has helped to make what used to be stressful and anxiety-provoking financial tasks increasingly positive and rewarding.
I love having the freedom to borrow from myself whenever I need to and I feel more prepared for my future than I ever have!
Colleen and Stephen have always welcomed me with kindness, positivity and encouragement.
Between the two of them I feel like I have developed lasting friendships, and not just “financial help”.
I am forever grateful for the continued and ongoing support offered.”
“I think it took me about two years or so to get myself in a financial position to FINALLY start paying myself first. Most people/institutions wouldn’t talk to you after the first ‘no’. But Stephen and Colleen always kept in touch with me to check-up, check-in, and it was clear that they didn’t just want my business. They wanted my SUCCESS and my FREEDOM. Investing in yourself and your future is never a bad decision, and I’m super happy that Stephen and Colleen cared enough to make sure I do what’s best for me.”
“My husband was so excited to find this company. Its a great investment. We are building our future now and feel so great about it!
I can’t believe how amazing this team is. The check in and thoughtfulness means a lot to us. Not just a number but part of a caring business.”
Shallan & Jason B.
“I have found that MacDev Financial has helped me to understand how best to invest money with amazing returns. I was shocked to find out that I have had a policy with them for 5 years already and in those 5 years they have been there to help me grow my money but also to have access to that money when times are tough. It has been such a blessing to me to know that when I need some cash flow, I have it all set up so that it can be of benefit to me when I need it most.”
“I started to learn about cash flow banking through watching Garrett Gunderson. I immediately saw value in the system. Wealth Factory set me up with Stephen and the rest is history, so to speak. We have used our policies cash value’s twice now. The second time we are going to be making a great ROI. Stephen has so much knowledge and experience that we wouldn’t choose anyone else. Thank you!”